STATE BY STATE HOUSING PROGRAMS

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 Hardest Hit Fund

President Obama established the Hardest Hit Fund ^SM in February 2010 to provide targeted aid to families in states hit hard by the economic and housing market downturn. Each state housing agency gathered public input to implement programs designed to meet the distinct challenges struggling homeowners in their state are facing. States were chosen either because they are struggling with unemployment rates at or above the national average or steep home price declines greater than 20 percent since the housing market downturn.

• Key Information
• Program Documents
• Contracts & Agreements
• Press Releases

Each state’s plan is included below.  For more information about a specific plan, please contact the state housing agency directly.

Alabama ($162,521,345)
Proposal 
For more information: http://www.hardesthitalabama.com

Arizona ($267,766,006)
Proposal 
For more information: https://www.savemyhomeaz.gov/

California ($1,975,334,096)
Proposal 
For more information: www.keepyourhomecalifornia.org

Florida ($1,057,839,136)
Proposal 
For more information: https://www.flhardesthithelp.org/ 

Georgia ($339,255,819)
Proposal 
For more information: https://www.homesafegeorgia.com

Illinois ($445,603,557)
Proposal 
For more information: http://www.ihda.org/

Indiana ($221,694,139)
Proposal 
For more information: http://www.877gethope.org/

Kentucky ($148,901,875)
Proposal  
For more information: http://www.kyhousing.org/

Michigan ($498,605,738)
Proposal 
For more information: http://www.stepforwardmichigan.org

Mississippi ($101,888,323)
Proposal 
For more information: http://www.mshomesaver.com

Nevada ($194,026,240)
Proposal 
For more information: http://www.nahac.org/

New Jersey ($300,548,144)
Proposal 
For more information: http://www.state.nj.us/dca/hmfa/home/foreclosure/homekeepers.html

North Carolina ($482,781,786)
Proposal 
For more information: http://www.ncforeclosureprevention.gov/

Ohio ($570,395,099)
Proposal
For more information: http://www.savethedream.ohio.gov/

Oregon ($220,042,786)
Proposal
For more information: http://www.oregonhomeownerhelp.org/

Rhode Island ($79,351,573)
Proposal 
For more information: http://www.hhfri.org/

South Carolina ($295,431,547)
Proposal 
For more information: http://www.scmortgagehelp.com/

Tennessee ($217,315,593)
Proposal 
For more information: http://www.keepmytnhome.org

Washington DC ($20,697,198)
Proposal 
For more information: http://www.dchfa.org/

Related articles

• Now the White House Wants to Fix the Housing Market (news.firedoglake.com)
• FHA Extends Mortgage Forbearance Terms For The Unemployed (fhaloanadvice.com)
• Rent My Vacation Home (RMVH) Reports 2011 Falling Home Prices Means Rent for Profit Today (prweb.com)
• Why the Housing Tax Credit Failed (blogs.wsj.com)
• Stuck in a Web ... It's U.s. Jobs, Wages and the Residential Housing Market (nevensinvestmentanalysis.wordpress.com)
• House prices set to drop: TD (business.financialpost.com)
• Non-Profit Working to Help Unemployed Western Massachusetts Homeowners Access $5 Million Through Federal Relief Program (prweb.com)
• Bernanke: Lack of Clarity, Confidence Hurting Housing Market (blogs.wsj.com)
• Housing market facing 'modest' correction over next two years: TD (canada.com)
• Barratt says shared equity plan is boosting housing market (telegraph.co.uk)